"Our department had always taken responsibility for monitoring the credit quality of the issuers of the municipal bonds we sold to our clients. However, the department did not have the manpower or the resources for a comprehensive effort. Savader Asset Advisors (SAA) represented a cost effective way to outsource credit research and monitoring. SAA did an excellent job, providing concise, accurate credit reports for all of our clients' significant municipal bond holdings and timely updates. Not only did the reports analyze issuers' creditworthiness, they also had a numerical scoring system that allowed comparisons among issuers. Many of our firm's financial advisors distributed the reports to their clients. We received many favorable comments and I am sure they helped build our municipal bond business. I highly recommend SAA for anyone who needs state-of-the-art credit analysis and continuing monitoring of municipal finances."